Bancassurance Products

Gain 1st 245 Plus

Get peace of mind with coverage for life and 17 dread illnesses, annual returns, tax benefits and a lump sum payment when your policy matures. Pay premiums for 7 or 10 years and receive coverage for 15 years.

  • Annual Returns of 3-5% of the sum assured.
  • Lump Sum Payment of 185% of the sum assured when the policy matures after 15 years.
  • Total Benefits worth 245% of the sum assured.
  • 17 Dread Illnesses Coverage for 100% of the sum assured

Protection and Benefits

Gain 1st 245 Plus covers you for 100% of the sum assured should any of the following 17 dread illnesses, accidents or procedures occur:

1. Cancer 10. Paralysis
2. Fulminant Viral Hepatitis 11. Stroke
3. Myocardial Infarction 12. Multiple Sclerosis
4. Coronary Artery Surgery 13. Major Head Trauma
5. Heart Valve Surgery 14. Major Organ Transplant
6. Other serious Coronary Artery Disease 15. Blindness
7. Kidney Failure 16. Coma
8. Muscular Dystrophy 17. Major Burns
9. Surgery of the Aorta  
Protection Benefits
1. If death occurs during the policy period
  • During 1st - 3rd policy year: Receive 100% of the sum assured
  • During 4th policy year: Receive 140% of the sum assured
  • During 5th - 6th policy year: Receive 180% of the sum assured
  • During 7th - 15th policy year: Receive 200% of the sum assured
2. If no death occurs during the policy period, the insured will receive up to 245% of the sum assured.
  • At the end of 1st - 5th policy year: Receive 3% of the sum assured
  • At the end of 6th - 10th policy year: Receive 4% of the sum assured
  • At the end of 11th - 15th policy year: Receive 5% of the sum assured
  • At the end of 15th policy year: Receive 185% of the sum assured
3. If any of the specified dread illnesses, accidents or procedures occur

Receive 100% of the sum assured*


*Note: In the event of 17 types of serious illnesses, the insured will receive coverage after 90 days from the effective date of the contract.


  • Insurable age: 15-65 years
  • Coverage period: 15 years
  • Premium payment period: 7 or 10 years
  • Minimum sum assured: 100,000 baht
  • Maximum sum assured: 5,000,000 baht

Premium Rates

Annual premium of 1,000 baht of the sum assured (depending on gender, premium payment period and age of the insured).

Gender 7 years of premium payments 10 years of premium payments
Male 274.71 - 365.83 baht 201.88 - 274.05 baht
Female 274.66 - 335.58 baht 201.85 - 251.95 baht

For age calculation of the insured, a fraction of more than 6 months shall be counted as a full year.

Assured by Bangkok Life Assurance Public Company Limited


  • Life insurance premiums are eligible for personal income tax deductions, in line with the Revenue Department conditions.
  • Insurance products offered by the Bank are not the same as a deposit. In the event of early redemption, customers may receive returns less than the paid premiums, depending on the date the early redemption is made.
  • The insured should read and study the terms and conditions carefully before deciding to buy insurance.
  • Bangkok Bank is a life insurance broker, acting as an agent between customers and Bangkok Life Assurance. Bangkok Life Assurance conditions apply to insurance approval.
  • The insured must fill out a Health Declaration Form before applying for insurance.

For more information, please call Bangkok Life Assurance at 02 777 8888 or contact at any Bangkok Bank branch nationwide.


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