PA Aunjai Ruk


PA Aunjai Ruk

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Unit : Baht
Coverage PA Aunjai Ruk Plan 1 PA Aunjai Ruk Plan 2
Occupation Class 1 Occupation Class 2 Occupation Class 1 Occupation Class 2
1. Loss of life, dismemberment, loss of sight 500,000 500,000 1,000,000 1,000,000
2. Total Permanent Disability 500,000 500,000 1,000,000 1,000,000
3. Murder or assault 250,000 250,000 500,000 500,000
4. Death due to driving or riding on motorcycle 250,000 250,000 500,000 500,000
5. Public Holiday accident coverage (additional payment to No. 1) 500,000 500,000 1,000,000 1,000,000
6. Medical fee per each accident 50,000 30,000 100,000 50,000
7. Benefits from broken bones, burns, scalds, and injury to internal organs 10,000 5,000 10,000 5,000
8. Daily compensation for hospitalization        
  • In case of admittance as inpatient, per day
500 500 1,000 1,000
  • In case of admittance as I.C.U. inpatient, not exceeding 7 days maximum
1,000 1,000 2,000 2,000
(altogether not exceeding 365 days maximum per each injury)        
9. Accident coverage while traveling in a private automobile (additional payment to No. 1) 500,000 500,000 1,000,000 1,000,000
10. Funeral expense benefits 5,000 5,000 10,000 10,000
11. Public accident coverage (additional payment to No. 1) 500,000 500,000 1,000,000 1,000,000
Annual Premium Payment
Age 0 - 60 years old 2,888 4,888
Age 61 - 65 years old 3,465 5,865
Age 66 - 70 years old (extension) 4,040 6,840
  • Private automobile means private automobile and private trucks/pickups which are not used for transport according to the Land Transport Act.
  • Public accident means an accident which occurs to the Insured while the Insured is a passenger in a train, skytrain, subway, public transportation bus, minibus, Borkorsor transport bus, affiliated Borkorsor transport bus, affiliated public transportation van, public elevator or while there is a fire in a public building when the Insured is present.
  • Funeral expense benefits means expenses connected with arrangements of a funeral which include funeral expenses, cremation or burial and other necessary expenses which the Company pays to the beneficiary in case the Insured dies from an illness.
  • Insurance premium will be adjusted according to the specified span of age as per the rates approved by the Office of Insurance Commission.
*Receive up to 3 times’ maximum coverage and benefits in case
1. Death is the result of accident while traveling in a private automobile on a public holiday, or
2. Death is the result of a public accident which occurs on a public holiday.
Click to View Coverage Exemptions
  1. The act of the Insured while being under the influence of alcohol, addictive substance or narcotics to the extent that a person’s faculties to operate are materially and appreciably impaired. The term “being under the influence of alcohol” means at the time of a blood test, the level of blood alcohol concentration is 150 mg/dL or higher.
  2. Back pain caused by disc herniation, spondylolisthesis, degenerative disc disease, spondylosis and defect of pars interarticularis (spondylolysis) except if there is fracture or dislocation of vertebra caused by accident.
  3. Suicide, suicide attempt or self-inflicted injury.
  4. War, invasion, hostile actions by foreign enemy, or war-like hostile actions whether a war has or has not been declared, or civil war, rising, rebellion, riot, strike, disturbance, revolution, coup d’état, declaration of martial law or any incident which is the cause for declaration or maintenance of martial law.
  5. Terrorism.

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