Bancassurance Products

Gain 1st Startup

Receive life protection, annual returns and a big lump sum of 100,000 baht or more at the end of the policy as well as tax benefits.

  • Low Premiums starting from 1,000 baht/month
  • Premium Payments yearly or monthly (with no extra charges)
  • Annual Returns and a big lump sum starting from 100,000 baht at the end of the policy

Protection and Benefits

Protection Benefits
1. If death occurs during the policy period
  • During 1st - 4th policy year: Receive 100% of the sum assured
  • During 5th - 7th policy year: Receive 150% of the sum assured
  • During 8th - 20th policy year: Receive 200% of the sum assured
2. If no death occurs during the policy period, the insured will receive up to 312% of the sum assured.
  • At the end of 1st - 10th policy year: Receive 4.8% of the sum assured
  • At the end of 11th - 20th policy year: Receive 6.4% of the sum assured
  • At the end of 20th policy year: Receive 200% of the sum assured


  • Insurable age: 0-65 years
  • Coverage period: 20 years
  • Premium payment period: 10 years
  • Minimum sum assured: 50,000 baht

Premium Rates

Premium of 1,000 baht of the sum assured for both male and female.

Age (years) Yearly Monthly
0 - 65 240 baht 20 baht
  • For age calculation of the insured, a fraction of more than 6 months shall be counted as a full year.
  • For monthly premium payments, the insured must pay two months’ worth of premiums in advance and must apply for Bualuang Direct Debit for the subsequent monthly premium payments to be debited from your savings account or your Bangkok Bank credit card (this excludes Bangkok Bank American Express credit cards).

Assured by Bangkok Life Assurance Public Company Limited


  • Life insurance premiums are eligible for personal income tax deductions, in line with the Revenue Department conditions.
  • Insurance products offered by the Bank are not the same as a deposit. In the event of early redemption, customers may receive returns less than the paid premiums, depending on the date the early redemption is made.
  • The insured should read and study the terms and conditions carefully before deciding to buy insurance.
  • Bangkok Bank is a life insurance broker, acting as an agent between customers and Bangkok Life Assurance. Bangkok Life Assurance conditions apply to insurance approval.
  • The insured must fill out a Health Declaration Form before applying for insurance.

For more information, please call Bangkok Life Assurance at 02 777 8888 or contact at any Bangkok Bank branch nationwide.


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